Car Insurance

Fast, simple, embedded car insurance for your customers. Digital from quote to claim, and expert help when needed.

A person driving a car

Smart car insurance your customers will love

Car insurance to suit every customer

Comprehensive, Third Party and Pay As You Drive options, so customers can choose the right cover for their needs

Stacked with benefits

Theft and damage cover, new for old car replacement, personal property cover and much more

Fast claims

Lodge a claim any time, and in some cases, get a decision in minutes

Customisable cover with optional extras

Choose from excess-free windscreen, hire car, sports gear cover and more

Customisable cover with Pay As You Drive car insurance

Let your customers pay for the distance they need. Pay As You Drive means savings of up to 30% compared to our regular comprehensive cover.

  • A popular alternative - more than half of our policyholders buy Pay As You Drive cover

  • Automatically generated premiums based on car usage

  • Compatible with telematics devices

A person using their laptop to manage their policy

Drive easy with 24/7 access to buy, manage and claim

No more buying insurance over the phone or long email chains. Hassle-free car insurance means easy access for your customers to buy, manage and lodge claims online, any time.

  • Simple quotes that are easy and quick to understand

  • Personalised online policy and claims management

  • Some claims get a decision in minutes with our fast claims technology, powered by artificial intelligence

Pre-filled forms for faster car insurance quotes

No one wants to enter their name, date of birth, email and car details again and again.

Give your customers a seamless insurance buying experience. With Open’s APIs and SDKs, safely integrate your customers' data and pre-fill important information so they can get a quote faster.

Local, expert help when your customers need it

We take care of your customers just as you would. Our friendly team of  insurance experts are on hand to help your customers with any inquiry.

  • Local support teams all based in Australia

  • No more waiting on hold - customers can book an appointment and get a callback when it suits them

  • 24/7 emergency assistance from anywhere in the world

Loved by thousands of customers

"Claims were super easy and hassle free and the customer support is amazing. I don't drive much so the limited kilometres offer from Huddle is a big saver for me."


“The quote is simple, the sign up process is simple and although you probably don't even need to talk to a human, if you do: they provide outstanding customer service.”


"The person who assisted me on the phone to organise insurance for my car was excellent. She was very helpful and explained everything thoroughly."


“The online process is awesome! Fast and simple step by step guide. All it took was a few clicks and all done. Thanks for a hassle free experience.”


Offer car insurance when and where it’s most useful for your customers

Provide insurance in your digital experience when customers are applying for a car loan, buying a new vehicle, or arranging other insurance products. And if they’re moving home, you can offer to bundle car insurance with their telco service.

Designed for:

Financial services

Let your customers access all of their financial services digitally, in one place. Add car insurance to your existing financial services or subscription models.

Car financiers

Offer car insurance when customers buy their new vehicle or apply for a loan. Plus, make verification and document sharing faster through automated Certificates of Insurance.

Automotive OEMs

Make it easy for customers to secure their new car by offering insurance in the digital buying process. Safely integrate what you already know about your customers to pre-fill their quote and surface personalised products.

Telco and utilities

Bundle car insurance alongside other essentials: broadband, electricity, mobile and more. With our Integrated Billing technology, customers can pay for all of their services – including their insurance premium – under one invoice.

A person using their mobile phone to apply for a car loan

An end-to-end digital insurance solution

From strategising your insurance offering to answering your customers' insurance questions, we’ve got you covered. With Open as your digital insurance partner, you’ll get:

Award-winning car insurance products for your customers, produced and managed by Open
Technology to embed car insurance into any app or website, with just a few lines of code, using APIs and SDKs
Expertise and ongoing support with licences and compliance, growth and insurance innovation

Some of the largest and fastest growing brands in Australia, New Zealand and the UK partner with Open

Build an insurance offering that works wonders

Create your own insurance brand

Offer branded, digital-first insurance products that deliver a world-class experience for your customers.

Embed our ready-to-go insurance solution

Huddle’s award winning insurance, available for your customers with just a few lines of code.